SBA LOAN CALCULATOR

Updated for 2018: Determine the complete SBA loan structure for buying an existing business, how much you can borrow for working capital, purchasing commercial real estate property and more.

Know how much you can borrow based on available cash, 401K (ROBS) as a down payment with or without seller note including cash flow requirements.

NEW! SBA 504 Loan Calculator.


Choose the best SBA loan calculator to fit your needs from the links below:


  • Total Funding SBA Loan Calculator: How much can I borrow with an SBA loan using cash, 401(k) and IRA retirement funds, ROBS and more. Use this loan calculator to determine how much you can borrow to buy an existing business. here
  • Complete SBA Loan Calculator: Our most popular calculator gives you the SBA loan amount, terms, loan payment and even the amount required for a down payment with or without a seller note or seller participation of an existing business. New 2018 down payment and equity injection requirements. The Complete SBA Loan Calculator is the only calculator of its kind. Use this loan calculator to determine a complete SBA loan scenario when buying an existing business and/or Commercial Real Estate Property.
  • Simple SBA Loan Calculator: Mobile friendly and easy to use hereUse this loan calculator for any business loan terms and payment but it defaults to the current 2018 SBA 7(a) loan term and interest rate for your convenience.
  • How Much Can I Borrow SBA Loan Calculator: How much can I borrow to expand my business for working capital or expansion based on cash flow. Enter the amount available to you on a monthly basis from your existing business (and affiliated businesses, if applicable) cash flow to find out the loan amount you can qualify for hereUse this SBA loan calculator to give you the amount you can borrow to expand your business, add a location or buy an existing business.
  • Real Estate Purchase and Existing Building Purchase SBA Loan Calculator Note: If you occupy at least 51% of your current building, you can buy it with an SBA loan! Use our Complete or Simple Loan Calculators to determine how much you will need for a down payment. If your business has a strong cash flow, you may be eligible for as little as no down payment. Also, did you know you can also get working capital in addition to your building purchase? Use our Complete Loan Calculator for all kinds of options to buy your building and expand your business!
  • Refinance Debt with SBA Loan Calculator: Refinance and consolidate business debt with an SBA loan. Replace high-interest loans with a low-interest SBA 7(a) loan. SBA loans offer lower interest rates and longer terms to decrease your monthly loan payments and improve your cash flow. You can use these savings to apply for additional funds for a variety of uses to grow your business such as working capital, inventory, equipment, advertising, employees, and more. See how much you can save per month by refinancing your existing debt. The calculator will use these savings to determine how much additional expansion capital you may qualify for as a result of the savings and can be found here.
  • NEW! SBA 504 Loan Calculator. An SBA 504 loan can be used for real estate or machinery. Use our SBA 504 Loan Calculator to determine the SBA 504 Loan Amount, Bank Loan amount, Down Payment and Total Project Cost.

Estimate your down payment, loan terms and more with our popular SBA Loan Calculators. This is the most complete and accurate collection of business funding calculators and SBA loan calculators available. Please tell your friends about us and let us know any additional tools and features we can add to help you. Small Business