Refinance Debt with SBA Loan Calculator

Did you know you can refinance business debt with an SBA loan? SBA loans offer lower interest rates and longer terms to decrease your monthly loan payments and improve your cash flow. You can use these savings to apply for additional funds for a variety of uses to grow your business such as working capital, inventory, equipment, advertising, employees, and more.

Complete the debt schedule below to see how much you can save per month by refinancing your existing debt. The calculator will use these savings to determine how much additional expansion capital you may qualify for as a result of the savings.

  • Creditor (Nickname)Current BalanceInterest RateMonthly PaymentLoan is Current?Real Estate? 
    Add a new row
  • The average monthly cash flow of the business after subtracting required expenses and payroll. Note that you can add the following expenses back to the cash flow: depreciation, amortization, interest expense, owner’s salary, and one-time or extraordinary expenses.

Please enter the Current Balance and Monthly Payment for at least one loan.

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SBA Loan Terms:


Term (Years)

7 %

Interest Rate


Monthly Payment

Refinancing the eligible debt highlighted above with an SBA loan will save you roughly $ x per month or $ x per year. You can use these savings to qualify for up to $ x additional funding which may be used for a variety of growth and expansion needs:

  • Working capital
  • Hiring new employees
  • Buying inventory
  • Furniture, fixtures and equipment (FF&E)
This is just some of the information. We’d like to email you a complete loan scenario along with other helpful information to help you save money on old debt and grow your business

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