LOS ANGELES, CA (PR Newswire) December 13, 2017: YourSBA.com has updated it’s popular SBA loan calculator tools for the new Federal Reserve interest rate increase announced today. Each SBA loan calculator has also been updated for the new SBA loan rules effective January 1, 2018. The SBA loan calculator updates will give you the most accurate amounts for your SBA loan payment, down payment and equity injection requirements, interest rates and total amount you can borrow for the purpose of existing business purchase, buying commercial real estate property, working capital and business expansion, business debt refinance and any combination of use of proceeds for the SBA loan.

Here are the links to each new, updated SBA loan calculator:

Existing Business Purchase SBA Loan Calculator will give you complete requirements for your down payment, a seller note (seller participation), use of proceeds breakdown, interest rate and complete loan terms. Use this calculator if you are buying a business or purchasing commercial real estate property or a combination of such.

Commercial Real Estate Loan Calculator: Use our Complete SBA Loan Calculator to give you the options for commercial property purchase alone or with working capital which may be used to expand your company. We recently wrote an article about using an SBA loan to buy commercial real estate property.

Refinance Business Debt with SBA Loan Calculator allows you to see how much you can save by refinancing expensive credit card debt, private debt or so-called “daily deposit” business loans. Our newest feature allows you to see how much more money you may qualify for by the monthly savings of using a low-interest SBA 7(a) loan to refinance expensive business debt.

Working Capital SBA Loan Calculator allows you to enter the monthly discretionary cash flow left over in your business to determine how much you may qualify for a working capital SBA 7(a) loan. Simply put, if you have a positive cash flow after payroll and expenses, you may qualify for a low-interest SBA loan to help you grow your business by hiring new employees, buying inventory and numerous other business expansion purposes.

How Much Can I Borrow SBA Loan Calculator lets you find out how much you may qualify for from a retirement fund rollover and an SBA 7(a) loan. How much can you borrow using cash, retirement funds (401k or ROBS), a home equity loan and other down payment sources to buy a business or expand your company.

Simple SBA Loan Calculator determines your SBA monthly loan payment amount based on interest rate and loan term (number of years to repay your SBA loan). Always kept up to date, mobile friendly and can be used for any type of small business loan that does not have a balloon payment.

Coming in January of 2018, YourSBA.com is set to release the newest of our SBA Loan Calculator tools:

EdgeX Business will let you determine how much your business is worth so you can determine an accurate sale price, accurately determine how much you can borrow with an SBA loan and even document discretionary earnings, also known as seller add backs. We’re in beta testing now with EdgeX Business as part of our YourEdge™ SBA Loan platform. Business owners and business brokers will love our new, free tool.

Happy Holidays from YourSBA.com ♥ Small Business